Corporate Settlement Solutions

Drilling Down into the Differences Between Attorney Opinion Letters and Title Insurance

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Drilling Down Into the Differences Between Attorney Opinion Letters and Title Insurance by Jerome Jelinek, Chairman Last year, the Biden Administration released a plan aimed at lowering housing costs that included a pilot to waive title insurance on certain refinances. The GSEs also announced that they are both now under limited circumstances accepting written Attorney […]

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Five Questions to Ask Your AMC Provider About Appraisal Bias

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Five Questions to Ask Your AMC Provider About Appraisal Bias Appraisal bias is a significant concern for lenders, borrowers and regulators. Ensuring that your Appraisal Management Company (AMC) has robust processes in place to prevent bias is critical. Here are five essential questions to guide your discussions with potential AMC providers, helping you understand how

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Key Trends in Property Valuation and Lending—2024 Recap and 2025 Outlook

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Key Trends in Property Valuation and Lending — 2024 Recap and 2025 Outlook As we close out 2024 and look ahead to 2025, we’re taking a look back at some of the trends and developments that impacted our industry and how they will inform mortgage lending and property valuation in 2025 and beyond. Based on

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Home Equity: A Lasting Asset in an Evolving Housing Market

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Home Equity: A Lasting Asset in an Evolving Housing Market As we near the end of the year and approach 2025, the home equity landscape remains one of resilience. Despite the recent volatility in the housing market, rising interest rates, and a shifting economic landscape, homeowners continue to see significant equity in their homes. While

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A Deep Dive into the HousingWire 2024 IMB Summit

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A Deep Dive into the HousingWire 2024 IMB Summit Earlier this month, we attended the inaugural HousingWire IMB Summit in Dallas where nearly 300 mortgage banking executives gathered to discuss topics and initiatives that move the bottom line – M&A activity, margin compression, channel balance, new products and their tech stack. Here are some of

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Harnessing AI to Streamline Internal Processes and Boost Efficiency

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Harnessing AI to Streamline Internal Processes and Boost Efficiency Artificial Intelligence (AI) is the hot topic across many industries, especially in mortgage and finance. While AI is certainly not a new technology, since the launch of OpenAI’s Chat GPT in November of 2022 it has become more mainstream and usable. Generative AI, specifically, the type

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Selecting the Right AVM Isn’t Hard if You Know the Rules of the Road

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Selecting the Right AVM Isn’t Hard if You Know the Rules of the Road The use of Automated Valuation Models (AVMs) has increased among lenders over the past few years as an efficient and cost-effective tool for home equity lending. According to the Mortgage Bankers Association (MBA), more than 75% of home equity loan and

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New Analysis Shows the Use of AVMs Has Significantly Increased Among Home Equity Lenders

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Key Takeaways New Analysis Shows the Use of AVMs has Significantly Increased Among Home Equity Lenders Given record home equity that American homeowners have amassed due to historically high home price increases since the pandemic, there is a growing expectation that home equity lending will increase over the coming years. According to industry estimates, homeowners

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How To Get Loan Officer Buy-in for an Actively Managed Title Program: A Case History

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How to Get Loan Officer Buy-in for an Actively Managed Title Program: A Case History by Jerome Jelinek, Chairman In the first and second installment of this series we examined the advantages of consolidating and actively managing title vendors for refinance transactions. Some of the benefits that we have seen include greater control over pricing,

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