Reduce Home Equity Loan Origination Costs
We offer lenders a suite of title, valuation, and closing products tailored to meet the needs of each lender.
We help lower the average cost per loan, reduce turn time, and maintain third party compliance.
Suite of Hybrid Valuation Products. Save 50%+ versus traditional appraisals with reduced turn time.
Fast and Accurate Title. Property Reports in under 2 days, under 5% revision rate.
Variety of Closing Options. Improve borrower satisfaction with electronic and in-person closing options.
Convenient and Timely Recording. Secure your lien position quickly, using eRecording wherever possible.
Home Equity Valuation
CSS has a valuation solution for every risk profile and price point. We offer an automated cascade of hybrid products designed to optimize product choice on each loan. The result is fewer high-cost full appraisals and lower monthly spending by properly balancing risk and cost on each loan. By taking the time to fully understand each lender’s unique needs, we are able to custom-tailor a winning solution.
CSS will identify the best combination of the below valuation products to meet your unique underwriting needs, and will manage the process of completing the correct product on each of your loans.
AVM with Photo Condition Report
AVM, Inspection and Analyst Validation Report
Hybrid Evaluation (Interior or Exterior Inspection)
Hybrid Appraisal (Interior or Exterior Inspection)
Full Appraisal (Interior or Exterior Inspection)
Home Equity Title
CSS will help you select the right title product for your underwriting needs and individual loan specifications. Choose from Junior Loan Policies, Property Reports, or Legal & Vesting Reports.
Our streamlined internal processes consistently produce JLP and Property Report turn times under 2 business days, with legal and vesting reports being returned in a matter of hours.
We maintain an extensive network of high-quality abstractors to ensure a high level of accuracy on our title products. For additional lender protection, we offer a variety of warranty coverage options, from $50K to $500K
As an additional convenience to our lenders, we are able to compare the appraisal and title products to ensure consistent data across both products.
Closing and Recording
Remote Online Notary Closing
Our team has extensive experience conducting RON closings working with multiple different platforms including Notary Cam, Pavaso and Notarize.
We maintain a professional, vetted network of notaries who are available to conduct closings at the time and place of your borrower’s choosing. We also partner with several law firms to conduct closings in attorney states.
We eRecord documents in all available counties, and facilitate mail in or walk in recordings in the remaining areas. We review all documents to ensure they are recordable, and manage recording payments to the counties.
What our Home Equity clients say
I like a vendor that does their job well and lets me do mine well, without a lot of interaction. That is CSS! Their turnaround time is excellent, they have competitive pricing, and they are consistently reliable and accurate, and I am confident in their product. On the rare occasion that a discrepancy arises, it is rectified quickly and efficiently, and without the need for follow ups.
Karen Rack, OceanFirst Bank
Vice President, Consumer Lending Operations Manager
It gives me great pleasure to recommend Corporate Settlement Solutions as a provider of Appraisal Management and Title Services. In the 8 years since we began our partnership, CSS has met all of our real estate lending needs, providing excellence in service by both word and deed. And in today’s ever-changing market that is a difficult task.
Melea H. Brotherton, United Bank
Sr. Vice President, Residential Lending
Interested in learning more?
Our team is dedicated to answering your questions,
providing insights and sharing best practices.