The Right Mix for Every Home Equity Loan
Lower costs, faster approvals, and fewer risks—with valuation, title, and closing solutions designed to match your strategy, your risk tolerance, and your markets.

Don’t Let Process Problems Become Reputation Risks
Home equity lending should be an opportunity—not a drag on your team’s time, budget, or borrower experience. But when outdated valuation models, mismatched title products, and clunky closings creep in, timelines stretch, costs climb, and compliance gets harder to manage.
CSS helps you avoid those pitfalls by aligning valuation, title, and closing solutions with your lending strategy. The result? Less friction, clearer decisions, and the speed and control your team needs to stay competitive.
Keep Borrowers Happy and Loans on Track
CSS helps lenders streamline home equity lending with cost-effective products, efficient workflows, and a better experience for everyone involved.

Flexible Valuation Options – Use hybrid appraisals, evaluations, and AVMs to reduce turn times and cut costs—without sacrificing accuracy.

Fast, Reliable Title Reports – Property reports delivered in under 2 days with <3% revision rates—and up to $500K in warranty coverage.

Closing Built Around the Borrower – RON, hybrid, and in-person closings ensure speed and convenience without compromising compliance.

Frictionless Recording – eRecording and document verification streamline lien placement and eliminate manual back-and-forth.

Efficient Product Selection – Automated workflows apply the most appropriate valuation product for each loan—minimizing full appraisals and optimizing efficiency.
Valuation Packages That Match Your Goals
CSS gives you a smarter way to manage home equity valuations by offering a full spectrum of options, from fast, cost-effective tools to comprehensive full appraisals. We help you choose the right product mix for your underwriting needs and manage the entire process for you.
AVM with Photo Condition Report
County-specific AVM cascade tested quarterly by qualified third-party.
Turn Time
AVM: Immediate
PCR: 1-2 days

Evaluation
Interagency-compliant with exterior or interior inspection.
Turn Time
2–3 days (exterior)
2–4 days (interior)

Hybrid Appraisal
USPAP-compliant with exterior or interior inspection.
Turn Time
2–3 days (exterior)
4–5 days (interior)

Full Appraisal
Traditional appraisals completed by qualified local appraisers. Daily status updates included.
Turn Time
5–7 days

Title Support That Goes Beyond the Basics
Title isn’t one-size-fits-all—especially in home equity lending. CSS helps you select the right product for each loan, ensuring you meet underwriting requirements while moving faster and reducing risk.

Guided Product Selection From Legal & Vesting Reports to Property Reports to Junior Loan Policies to Title Insurance, we help you choose the right option for your loan structure and risk profile.

Title + Valuation Alignment
Our team compares title and valuation data to ensure consistency across reports—helping prevent underwriting delays and reducing manual rework.

Built-In Protections
Warranty coverage up to $500K on loans up to $750K adds peace of mind and reduces risk exposure for you and your borrowers.

A Network You Can Rely On
Our vetted abstractors deliver accurate results you can trust, supported by internal processes built for speed and reliability.
Closings Without the Headache
Let CSS manage home equity closings across your entire branch network—saving your team time, ensuring a consistent and compliant process, and delivering a smoother experience for your borrowers.

In-Person Closings
Access our nationwide network of vetted notaries or partner with trusted attorneys in states where one is required. We handle scheduling, borrower coordination, and closing package review—so your staff doesn’t have to.

Online Closings
Our team is well-versed in Remote Online Notarization (RON), helping you streamline closings for digital-first borrowers with speed and confidence.

eRecording
Real Results. Real Relationships.
Lenders trust CSS to simplify home equity lending—with responsive support, faster processes, and fewer surprises. Here’s what they have to say:
Home Equity Lending FAQ
We provide a full suite of valuation solutions, including AVMs, evaluations, hybrid appraisals, and full appraisals. Each loan is matched with the right product based on your risk tolerance, coverage area, and underwriting strategy—reducing your reliance on full appraisals and lowering costs.
Yes. We consistently deliver Property Reports and Junior Loan Policies in under two business days, with a revision rate under 3%. Legal & Vesting Reports are often returned within hours.
We do. Whether Remote Online Notarization (RON), hybrid, or in-person, we offer closing options that fit your process and meet compliance requirements. We also partner with law firms in attorney states to ensure every detail is covered.
We run consistency checks across both title and valuation products to catch any discrepancies early, keeping your underwriting process smooth and efficient.
Absolutely. We eRecord in all available counties and manage walk-in or mail-in recordings where required. We also review documents to ensure they’re recordable and handle payments to the counties directly.
Yes. We offer warranty coverage ranging from $50K to $500K on loans up to $750K to help reduce your exposure and provide added protection on title products. In special circumstances, we can even provide coverage up to $1M.
Let’s Make Home Equity Lending Easier
Whether you’re looking to reduce appraisal costs, speed up title turn times, or simplify closings, we’re here to help. Let’s build a solution that works for your team—and your borrowers..