eClosing Definitions

eMortgage: A mortgage where the critical loan documentation, at a minimum the Promissory Note, is created, executed, transferred and ultimately stored electronically. eNote: A MISMO SMART DOC that must be tamper-sealed, which is a special type of digital signature that guarantees data integrity and attaches a date and time stamp to the signature, ensuring the

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Benefits of eSignatures, RON, and Electronic Recording

Many in the lending community still harbor reservations over the use of electronic signatures and remote online notarizations. This article is intended to provide a brief overview of the benefits of using this technology and the legal foundation supporting its use. Hopefully, this background raises your comfort level and moves you to secure the benefits

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