Stop Guessing. Start Saving.
Many lenders default to full appraisals for 80% or more of their home equity loans.
That means higher costs and slower closings—when faster, more affordable options are available.
The home equity market has evolved. Today’s valuation technology offers a range of solutions—from instant AVMs to evaluations to hybrid appraisals—that balance speed, cost, and compliance.
Using the right tool for each loan means you don’t overpay for unnecessary full appraisals or delay closings with long turn times.
Wondering how your institution compares?
Our Home Equity Valuation Savings Calculator shows your potential savings in just 60 seconds.
✔️ Built for regional lenders
✔️ Backed by data from 40,000+ loans
✔️ Fully compliant with Interagency Guidelines
CSS is a trusted advisor to regional lenders across the eastern U.S. We help you align valuation products to risk so you can cut costs, close faster, and stay compliant, even across multiple states.
See How Much You Could Save on Home Equity Valuations
Use our Home Equity Valuation Savings Calculator to see how much your institution could save by optimizing your product mix. It’s fast, free, and could transform your bottom line.