Home Equity

Many of our home equity lenders ask us this question. Of course, the challenge is not just reducing cost per loan. The challenge is doing so while continuing to underwrite high quality performing loans. A great strategy for achieving this goal starts with analyzing your current title and valuation costs across your entire lending footprint.

1. Mortgage rates remain favorable. Mortgage rates currently sit at 3.75% according to Freddie Mac’s most recent numbers and there seems to be a consensus by those in the lending arena, including Freddie Mac and MBA that rates will remain low next year—likely somewhere between 3.7% and 3.9%. Fannie Mae predicted even lower rates—between 3.5% and

  All businesses must articulate their Value Proposition: What do they offer the marketplace and why should they be chosen over their competitors. At CSS, we know we must deliver to our customers superior results at a fair price. This is true for all of our title and valuation products in each of our service